Latvian vehicle owners often use long-term insurance services, such as MTPL (Motor Third Party Liability Insurance), which protects against financial losses in the event of an accident. However, situations may arise in everyday life when insurance is needed for a shorter period.
MTPL for one day
One-day insurance is a convenient solution when insurance coverage is needed for special situations, such as protecting the vehicle during a test drive, using the car for a special event, or a one-time trip. These short-term policies provide flexibility and savings by not paying for a longer, unnecessary period of coverage.
To obtain this type of insurance, you must first contact the OnGo.lv support service to discuss your needs and find out about offers. Some companies offer the opportunity to issue a one-day insurance policy online - this significantly simplifies the process.
The price of one-day insurance depends on several factors, such as the type of vehicle, its age, the driver's experience, and the selected coverage composition. The client can find the most suitable offer, taking into account that different companies can offer different conditions and prices.
The insurance cover usually includes third-party liability, which means that damages that the policyholder may cause to other vehicles, people or property on the road will be covered by the insurance company's funds. Depending on the policy, additional choices such as passenger accident insurance, driver liability etc. may also be available.
It is important to read the terms and conditions of the policy carefully before purchasing one-day insurance to fully understand what cover is offered and what situations it will not cover. In addition, in order to guarantee insurance protection, it is recommended to specify whether the chosen one-day policy starts immediately after the issue or has a specific start time.
MTPL for one day can become a useful tool in specific circumstances, providing both financial security and peace of mind. The main thing is to choose a responsible insurance company and carefully evaluate your needs.
