MTPL policy or mandatory civil law insurance is required for every vehicle that participates in traffic on Latvian roads. This policy guarantees that the victims will be compensated for the damages caused by the traffic accident. That's why it's important check the MTPL insurance policy. Here's how to do it in a few easy steps.
Information on MTPL insurance contracts is stored in the LTAB (Latvian Transport Insurers Bureau) database. The LTAB database is used by all responsible services that are entitled to check the existence of the MTPL insurance policy, including the Traffic Police, the State Border Guard, CSDD, etc.
OnGo.lv You can check the validity period of your MTPL policy, as well as set an MTPL reminder (15 days before the expiry date of your existing MTPL policy, we will send a reminder SMS and price comparison by e-mail).
To check the validity period of the MTPL policy, enter the car registration number, and car technical passport number.
1. Check MTPL insurance online:
The most convenient way to check the policy is on the Internet, using OnGo.lv - www.ongo.lv. By entering the vehicle's registration number and technical passport number on the website, you can easily find out whether the specific vehicle has a valid MTPL policy.
2. Mobile Apps:
OnGo.lv offers a downloadable mobile app that allows you to check the validity of your policy remotely. With such an app, you can scan the vehicle's license plate and receive information about the MTPL policy status.
3. Information from insurance companies:
In case it is not possible to check the policy online, you can go to any insurance company in person and request MTPL check by presenting vehicle registration documents.
4. In the Directorate of Road Traffic Safety (CSDD):
If it is necessary to check the MTPL policy without being the owner of the vehicle, you can contact CSDD, where, upon showing a legitimate interest, for example, when planning to buy a car, you can receive information about the validity of the MTPL insurance policy.
What do you need to know when you want to check MTPL?
First of all, it is important to remember that the MTPL policy is mandatory for all vehicles registered in Latvia that are used in road traffic. Driving without a valid policy is illegal and can result in a fine.
Secondly, the MTPL policy assesses not only the technical condition of the vehicle but also insures third-party losses that may occur as a result of a traffic accident. Therefore, the policy must be always valid.
Thirdly, if the MTPL policy is issued online, the electronic insurance policy is usually sent to the user by email.
Fourthly, if it is found that the MTPL policy is not valid, you should immediately contact the insurer and take out a new policy to avoid possible troubles and penalties.
In conclusion, the MTPL policy check helps both to maintain legality and to demonstrate responsibility towards other road users.
