{"id":17,"date":"2023-12-28T11:18:38","date_gmt":"2023-12-28T11:18:38","guid":{"rendered":"https:\/\/demosites.royal-elementor-addons.com\/personal-blog-v3\/?p=17"},"modified":"2024-03-16T11:36:01","modified_gmt":"2024-03-16T11:36:01","slug":"leti-octa","status":"publish","type":"post","link":"https:\/\/blog.ongo.lv\/en\/low-cost-mtpl\/","title":{"rendered":"Low-cost MTPL: how to find and buy?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"17\" class=\"elementor elementor-17\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a039bb6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"5a039bb6\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30ed8d77 elementor-widget elementor-widget-text-editor\" data-id=\"30ed8d77\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 20-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<!-- wp:paragraph -->\n<p>Motor Third Party Liability insurance (MTPL) is a type of insurance required by every driver in Latvia to compensate for damage caused to third parties in the event of a traffic accident. However, the offers of different insurance companies may differ significantly both in price and in the services provided. Therefore, it is important to know how to find the cheapest and at the same time high-quality compulsory motor liability insurance policy.<\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e4efdd elementor-widget elementor-widget-text-editor\" data-id=\"5e4efdd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Before you begin your search, understand the basics of MTPL insurance. An insurance policy must be issued for each owner or user of a vehicle using the vehicle in road traffic. The cost of MTPL insurance is calculated individually for each client, taking into account various factors, such as the make and model of the vehicle, driver experience, age and other risk factors.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb70d3f elementor-widget elementor-widget-image\" data-id=\"eb70d3f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 20-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"548\" src=\"https:\/\/blog.ongo.lv\/wp-content\/uploads\/2023\/12\/leti-octa-polise-1024x585.jpg\" class=\"attachment-large size-large wp-image-1306\" alt=\"Where to find a cheap MTPL insurance policy\" srcset=\"\" sizes=\"(max-width: 960px) 100vw, 960px\" data-srcset=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7efc0ef elementor-widget elementor-widget-heading\" data-id=\"7efc0ef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 20-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">To find low-cost MTPL you can do the following:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87217e0 elementor-widget elementor-widget-text-editor\" data-id=\"87217e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>1. Compare prices online: use the OnGo.lv car insurance price comparison platform, which allows you to enter details about your vehicle, after which prices from different insurers are offered -\u00a0<a href=\"https:\/\/ongo.lv\/?lang=en_us\">MTPL calculator<\/a>. This makes it quick and easy to compare prices without leaving home.<\/p>\n<p>2. Don't chase the lowest price: The cheapest offer is not always the best. Check what a particular insurance policy offers and whether it suits your needs. Sometimes it's worth paying a little more for better customer service or more risk coverage.<\/p>\n<p>3. Check for discounts and promotions. Some insurance companies offer special offers for new customers or discounts for existing customers who choose to renew their insurance. You can get cheap MTPL insurance, for example, if the driver has not been responsible for road accidents for a long time.<\/p>\n<p>4. Talk to OnGo.lv support. Sometimes speaking with a professional insurance agent can help you learn the nuances of different insurance products, which can help you find the best deal.<\/p>\n<p>5. Consider a payment schedule. Sometimes it is more economical to pay for insurance in one payment rather than breaking the amount into monthly payments, which may cost more overall.<\/p>\n<p>6. Beware of \u201chidden\u201d costs: Before signing an insurance contract, carefully read all the terms and conditions to avoid additional costs that may arise in the future.<\/p>\n<p>Summarizing, find <strong>low-cost MTPL<\/strong> requires some attention and thorough research to choose the offer that is right for you. Regularly comparing the options available in the insurance market can help you save money in the long run. It is also important to remember that MTPL insurance is mandatory; it is not only a legal requirement, but also your responsibility to other road users.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Oblig\u0101t\u0101 Civiltiesisk\u0101 Transportl\u012bdzek\u013cu Apdro\u0161in\u0101\u0161ana (OCTA) ir katram autovad\u012bt\u0101jam Latvij\u0101 nepiecie\u0161amais apdro\u0161in\u0101\u0161anas veids, lai kompens\u0113tu zaud\u0113jumus, kas nodar\u012bti tre\u0161aj\u0101m person\u0101m ce\u013cu satiksmes negad\u012bjuma gad\u012bjum\u0101. Ta\u010du da\u017e\u0101du apdro\u0161in\u0101\u0161anas komp\u0101niju pied\u0101v\u0101jumi var iev\u0113rojami at\u0161\u0137irties gan cenas, gan sniegto pakalpojumu zi\u0146\u0101. T\u0101p\u0113c ir svar\u012bgi zin\u0101t, k\u0101 atrast l\u0113t\u0101ko un vienlaikus kvalitat\u012bvo OCTA polisi. Pirms s\u0101kat mekl\u0113\u0161anu, saprotiet OCTA apdro\u0161in\u0101\u0161anas [&hellip;]<\/p>","protected":false},"author":1,"featured_media":1301,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43,4,3,2,51,50],"tags":[45,48,37,54,56,6],"class_list":["post-17","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-automasinas-apdrosinasana","category-leta-octa","category-letas-octas","category-octa","category-octa-polise","category-octa-polises","tag-atlaide-auto-apdrosinasanai","tag-auto-apdrosinasana","tag-auto-apdrosinasanas-cenas","tag-letakas-octas-polises","tag-leti-octa","tag-octa"],"_links":{"self":[{"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":17,"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/posts\/17\/revisions"}],"predecessor-version":[{"id":1630,"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/posts\/17\/revisions\/1630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/media\/1301"}],"wp:attachment":[{"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/media?parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/categories?post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.ongo.lv\/en\/wp-json\/wp\/v2\/tags?post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}